• See your future forecast in seconds
    The only cash flow management software that predicts your future.
    Simple. Powerful. Predictive.
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    As reviewed on Apps.com. Start your 14-day free trial today.
  • Check out our new interactive Forecast Chart view
    Observe your cash balance trend, overlaid with cash ins and outs over the past year, and forecasted 6 months in the future.
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  • Ascent logo
    Ascent Accounting & Consulting uses CashFlowTool to help businesses become more profitable.
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  • Accountants and Bookkeepers
    Unlock your firm's potential: Easily add cash flow services
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  • Our very own experts are here to answer your cash flow questions. Submit a question, or check out previously answered questions.
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    Finagraph Experts

Cash Flow matters in every business


of small businesses regularly struggle with cash flow 1


of business failures are due to poor cash flow management skills / poor understanding of cash flow2


of small business owners have been kept up at night by concerns about cash flow1


of small business owners have been at risk of not paying employees by payday1


Does your business use QuickBooks?


This is the tool for you

Is your business under $20M in annual revenue?


This is the tool for you

Tired of manual forecasts?


This is the tool for you

Cash flow made easy for you

See your future

Patent-pending CashLearn™ AI predicts your future with confidence, so you can understand your current and future cash flow situation.


Eliminate surprises

Never be surprised again. We'll notify you immediately of any unexpected bills, overdue payments or out-of-cash predictions.


Make quicker decisions

Understand your cash flow with a simple, yet powerful heatmap of daily cash balances, highlighting any forecasted cash flow shortfalls.

Explore scenarios

Buying new equipment? Starting an expansion? Need a loan? See the cash flow impact before you make the decision.


Collaborate together

Keep everyone on the same page by inviting your accountant, CFO, and other key team members. Everyone's in sync.


Mobile ready

Enable on-the-go cash flow control with our free mobile app for iOS or Android. Comment or check your Cash Flow Calendar anytime, anywhere.

The must-have companion for QuickBooks online and desktop

The only cash flow software seamlessly integrated with QuickBooks online and desktop -- no data entry to start.

CashFlowTool.com linked with QuickBooks

See CashFlowTool in action

Schedule a demo with one of our experts.

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Finagraph Experts

Chart your forecast yesterday, today, and tomorrow

See a bird’s-eye view of your historical cash flow for the last 12 months as well as a future forecasted cash flow for the next 6 months.


CashLearn™ patent-pending prediction technology

Patent-pending artificial intelligence predicts the future with confidence, so you can understand your current and future cash flow situation. You can track your daily cash balance, the best time to pay your bills, or when you need to get outstanding invoices paid.


Dashboards: Quickly See Your Business Metrics

CashFlowTool shows you over 30 important business metrics. You can create custom dashboards to suit your business needs, such as a Sales dashboard, or a Top Customers dashboard. It's simple to customize the dashboard with any cards that you like and you can even share this dashboard with your team members.

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As reviewed on Apps.com

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Cash Flow Calendar Forecast

A simple yet powerful heatmap displays shades of green for positive cash balance days and red for any forecasted cash flow shortfalls for a rolling 6 months in the future. You can also quickly perform a powerful what-if analysis to decide the best time to get a loan or when to delay paying a bill, all so you can see the impact on your cash flow.

Built-in Video Coaching

Each card has one-click access to built-in video coaching, which explains the concepts in business owner friendly terms and gives recommendations on what to do in key situations.

Cash Flow Calendar: The Customer and Vendor Views

CashFlowTool allows you to manually add recurring transactions to the Cash Flow Calendar for either Customers or Vendors on a schedule you define. This saves you time from having to add transactions and provides you greater control of your cash flow forecast. The result is a more accurate cash flow forecast allowing you to make better decisions.


Cash Flow Forecast Excel Report

Quickly export your entire forecast to Excel with pre-formatted templates for easy scanning and editing.

Anomaly Detector, Alerts & Notifications

CashFlowTool automatically highlights unexpected bills, late payments that are due or out-of-cash predictions. This could save businesses from countless issues. Now that’s peace of mind!

Secure, Encrypted Document Storage

Every business using CashFlowTool gets one TB of secure and encrypted document storage. It's easy for business owners, team members and their accountant to store and share documents such as quarterly or annual tax documents, annual sales plans, and P&L documents to name a few. CashFlowTool automatically generates balance sheets and income statements for the last 12 months.


Team Collaboration & Permissions

It's easy to add team members, such as your sales and management team, or even your outside accountant so everyone is always on the same page. Team members can comment on alerts, anomalies or cash status, and respond instantly. You can also set permission by team members on all key features such as the Calendar, Dashboards and more.


Mobile Companion App

CashFlowTool is the only solution on the market to have a dedicated mobile app for iOS and Android. This is a companion app where users can view the calendar, alerts and notifications. In addition, users can respond to alerts or make comments on new areas so no matter where they are, the can be in control of their cash.

About CashFlowTool.com

CashFlowTool is a product developed by Finagraph. We're a technology company that's passionate about helping small business owners, accountants, and lenders deeply understand the financial health of companies. Finagraph’s trusted technology helps power services provided by companies including Moody’s Analytics, Jack Henry & Associates and leading banks. Learn more

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